Sunday, September 18, 2016

Getting creative to cope with costs ~ Start Online Business with various ideas

FOR MANY, finances are a concern in today’s economy, and people are finding ways to make ends meet and save.

Food prices have risen and many everyday items now almost seem like luxuries.

With the ringgit weakening against the US dollar, and the implementation of the Goods and Services Tax, some people have to take extra jobs to make ends meet.

Retiree Joginder Kaur Jessy, 61, said, after her retirement last year she took up several jobs not only to earn extra income but also to overcome her boredom.

The former court interpreter said she was appointed as a Juvenile Court Adviser recently, which requires her to go to court when there are cases involving juveniles.

Besides that she is also freelancing as a court interpreter, carrying out subtitling works, providing traditional food when the demand is there.

The mother of three said she also applied to become a Commissionner of Oaths as well to supplement her income.

“After retirement I soon realised that I had to cut down on unnecessary expenditure, and therefore I have started to do so.

“I don’t have clothes made unless there is a special occasion I need to attend, and I stopped buying shoes and make-up as well.

“I also make sure I don’t break traffic rules and get unnecessary police or the Ipoh City Council summonses,” she said in jest.


Many of the people interviewed by MetroPerak say they are cutting down on luxuries such as eating out. —filepic
S. Ista Kyra, 29, a former journalist said, after she was retrenched from her job in March, she started doing freelance writing, proof reading for translation work as well as offering tuitions both at a centre and at her house.

She said, despite taking various jobs, she needs to do more as she just had a baby girl, and is expecting for her monthly expenditure to increase.

“I am planning to grow my own vegetables in my backyard, as well as to start making jewellery and ornaments such as wind chimes to sell,” she added.

M. Bavani Devi, 39, who runs an online business selling traditional Indian outfits said she decided to earn extra income because she is a housewife looking after the house and three school-going children.

Bavani said with several commitments at home, she decided to venture into an online business.

“Besides that, as a family we are also cutting down our expenditure by eating out less and not purchasing clothes and unnecessary home decorations.

“We used to go out to the movies frequently, but since it was getting expensive, we have consciously reduced that very much,” she added.

M. Sonia, 37, a marketing executive said since she likes baking cakes, she decided to turn her hobby into business.

The single mother said her monthly salary is not enough to make ends meets, and therefore started taking orders for cakes.

She said her monthly salary is not sufficient to pay bills, tuition fees for her two children, as well as other household expenditures.

“I only have baking skills, and I decided to try it out at first by taking orders from friends and relatives.

“After they gave me the thumbs-up, I started posting photographs of the finished products on social media, and a web page I created,” she added.

Raihan Karim, 47, a computer programmer said he took up a part-time job as a web designer. He said his monthly salary is not enough to pay the bills that come with working and living in Kuala Lumpur.

“I need extra cash to pay for my rent, and car instalments, phone bills, as well as for other household expenditure.

“My wife is not working as she has to care for our two school-going children, and therefore I need to earn extra income,” he added.

SOURCE:
http://www.thestar.com.my/metro/community/2016/06/02/getting-creative-to-cope-with-costs-some-residents-are-taking-up-a-few-jobs-to-make-ends-meet/

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